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Courthouse Auctions: Mining Foreclosure Gold	2/25/2010 1:00 AM
Every week, tens of millions of dollars worth of foreclosed real estate is sold nationwide at sheriff’s sales and trustee’s sales, and savvy investors are finding a few golden bargains at these sales.
Oregon Targets Piggyback Lenders To Stop Foreclosures	2/25/2010 1:00 AM
While many efforts to encourage mortgage modifications have been tried, the state of Oregon has come up with something that costs taxpayers nothing and will motivate many lenders to write down loans.
Why Borrowers Are Welcoming Foreclosure	2/18/2010 1:00 AM
Foreclosure, it seems, is no longer the stain it once was. A new study of 27 million credit records shows that since 2008 credit card delinquencies have been lower than mortgage payment delinquencies.
College Town Real Estate Displays Immunity To Foreclosure Crisis	2/3/2010 1:00 AM
Hard times in the nation’s employment sector have helped college towns like Burlington, Vt., and Utica, N.Y., avoid the foreclosures that have hit Las Vegas and other markets across California and Florida.
Federal program aims to streamline short sales in 2010	2/2/2010 1:00 AM
Here’s another acronym to add to the federal government’s alphabet soup of foreclosure prevention programs: HAFA, or Home Affordable Foreclosure Alternatives. It could streamline short sales in 2010.
Best to buy before new FHA guidelines take effect	1/28/2010 1:00 AM
New FHA lending standards will make it tougher for some prospective buyers to purchase a home by requiring a higher down payment, higher insurance premiums and reduced seller concessions.
Will Principal Cuts Reduce Foreclosures?	1/21/2010 1:00 AM
The latest idea bubbling up in the world of real estate is the use of principal reductions to stem the foreclosure tide, but don't look for lenders to gleefully cut mortgage balances anytime soon.
Faster Sales Coming For Foreclosure Buyers	1/14/2010 1:00 AM
Foreclosure buyers got a Christmas Eve goodie from Fannie Mae, a new strategy that's likely to make foreclosure purchasing very much quicker. The catch? A bunch of lenders are about to be very unhappy.
New Year, New Opportunities	1/7/2010 1:00 AM
As we enter a new year — and begin a new decade — it’s a good time to take a look ahead and try to answer some of the most frequently asked questions about the foreclosure market.
Real Estate 2010 -- Will It Be Better?	12/17/2009 1:00 AM
What about 2010? Where are we headed? Here are the views of one observer — someone who admittedly is not a trained economist, Nobel laureate, high-ranking government official, soothsayer or seer.

Buying Services for Maryland Home Buyers

Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Baltimore or elsewhere in Maryland.

Below, select desired reports and complete the form provided.

		Buying Your First Home Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
		The Right Home at the Right Price This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
		Avoid Common Buyer Errors Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
		But Do You Need It Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.


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Buying Services for Maryland Home Buyers